The following documents will be requested to obtain new mortgage loan:
- Past two (2) years W-2 statements
- Pay Stubs covering the last (30) thirty days
- Two most recent monthly bank statements.
- Photocopy of driver's license
Also, the following documentation is also generally required.
For a refinance:
- A copy of the most recent mortgage statement.
- Insurance statement, showing coverage and yearly premium.
For a Purchase:
- A signed purchase contract (If available).
- Realtors contact information.
For a VA Loan:
If you are self-employed, employed in sales, paid by commission, or own rental real estate:
- Two (2) years signed personal tax returns - including all schedules
- If self-employed through a corporation, last two years business returns as well as a year-to-date profit and loss statement and balance sheet
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us with any questions regarding documents needed for loan approval.
